Massachusetts No Fault
Automobile Insurance Benefits

Massachusetts is a so-called "no fault" automobile insurance state, which means you're entitled to certain limited insurance benefits regardless of who caused the accident. These benefits are called personal injury protection benefits, or "PIP" benefits, for short.

Generally, an eligible person may receive up to $8,000 in personal injury protection benefits. The benefits you are entitled to are a combination of reasonable and necessary medical expenses, lost wages and so-called replacement services.

Usually, PIP benefits are paid by the insurance company that insures the automobile in which the injured person was riding. If the injured person was a pedestrian, then the insurance company that insures the vehicle that struck the pedestrian pays these benefits.

Remember, eligible persons are entitled to these benefits regardless of who was at fault. However, you would be entitled to additional compensation if the other person was at fault for your injuries and you meet certain conditions. Click here to see what else you may be entitled to recover.

Note: These are general statements of the law and the law can change. there are very specific rules on who is entitled to what type of automobile insurance benefits. you should consult with an experienced attorney regarding your specific case.

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